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  • Consumer credit.
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  •  Consumer debt [elect...
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    Consumer debt [electronic resource] / Joseph Tardiff, book editor.
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    Detroit : Greenhaven Press/Gale Cengage Learning, c2010.
  • Consumer credit.
  • ISBN: 
    9780737747010 (hardcover)
    0737747013 (hardcover)
    9780737747027 (pbk.)
    0737747021 (pbk.)
    1 online resource (263 p.)
    Is consumer debt bad for the economy? Overview : the benefits and pitfalls of consumer credit usage / Kristie M. Engemann and Michael T. Owyang ; Economic necessity drives the surge in consumer debt / Christian E. Weller ; Increased debt levels threaten middle-class lifestyles / John Gallagher ; Excessive debt prevents people from saving for retirement / Lynn O'Shaughnessy ; Low-income consumers are unable to pay off high-interest debt / Tamara Draut ; Responsible consumer credit increases one's quality of life and fuels the economy / Matthew Ruben ; Consumer credit is a convenient financial resource for responsible borrowers / Virginia Postrel ; The majority of borrowers live within their financial means / John Zogby -- Are credit cards good for consumers? Overview : the history and function of the credit card / Federal Deposit Insurance Corporation ; Most consumers owe little or nothing to credit card companies / Liz Pulliam Weston ; Credit cards allow for convenient, secure financial transactions / Richard Gilliland ; Credit card technology spurs domestic and international economic growth / Scott Schmith ; The credit card industry burdens borrowers with unfair interest rates and hidden fees / José García, James Lardner, and Cindy Zeldin ; Credit card debt disproportionately affects low- and middle-income Americans / Christian E. Weller ; Stricter lending standards force credit card users to modify spending habits / Daniel Gross ; The dramatic increase in national credit card debt could devastate the economy / Peter D. Schiff -- Do lenders and debt collection agencies treat borrowers fairly? Overview : paying off consumer debt / Federal Trade Commission ; The best way to avoid debt collectors is not to go into debt / Llewellyn H. Rockwell Jr. ; Evangelical financial advisers inspire debtors to regain control of their finances ; Legislation and awareness help expose deceptive tactics of private student loan issuers / Haley Chitty ; Debt collection agencies should not be allowed to harass debtors / Charles Phelan ; The government should create a commission to monitor the financial services industry / Elizabeth Warren ; Payday lenders should not be allowed to charge exorbitant interest rates / Jonathan P. Baird -- Is declaring bankruptcy a good way to handle too much debt? Overview : the dramatic rise in personal bankruptcies / Thomas A. Garrett ; The economic policies of the Federal Reserve have encouraged consumers to take on too much debt / William Norman Grigg ; Unexpected, exorbitant medical bills can force consumers into bankruptcy / Dan Frosch ; Lenient bankruptcy standards encourage risk-taking and innovation / Aparna Mathur ; One should explore all options before declaring bankruptcy / Ilana Polyak.
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    Call No.CollectionStatusLocation 
    HG3755 .C588 2010Circulating BooksChecked InSt. Clair County Community CollegeAdd Copy to MyList
    HG3755 .C588 2010eBookChecked InSt. Clair County Community CollegeAdd Copy to MyList

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